![]() Roadside Assistance – Your full coverage may include this, but if not, you may want to consider adding it – especially if you may need help if you break down on the side of the road.GAP – If your brand new bike is totaled or stolen, this will pay the difference between what is still owed and the depreciated value of the motorcycle.Uninsured/underinsured Motorist Coverage – This helps pay for your repairs if you are hit by an uninsured or underinsured motorist or a hit and run. ![]() If you have health insurance, MedPay helps pay for your deductible, as well as other costs including child care and lost wages. Medical Payment (MedPay) – This helps pay for medical expenses for you and your passenger (if there is one) if you are injured in a covered event, such as a wreck.In some instances, this coverage also includes Guest Passenger Liability. If you’ve financed your scooter, your lender may require you to carry full coverage. Comprehensive will help pay for your bike if it damaged in a hail storm or stolen – or even if you hit a deer or other animal while riding. Collision will help pay for repairs to your bike after a collision, regardless of who is at fault. Full Coverage – This is a combination of liability (required) and collision and comprehensive.For the motorcyclist, there are many coverages available similar to automobile insurance.
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